Manager, Capital Risk and Governance (4450)

Job Description

Overview

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line Of Business: Risk Management

Pay Details: 96,900.00 - 136,800.00 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Business / Department Overview

Capital Risk and Governance (CRG) is a newly formed team within Financial Risk Management with a mandate to provide second-line oversight for the Enterprise and US Capital Adequacy reporting and management activities. The department is responsible for the oversight of a diverse range of capital risk management activities that includes the independent review and challenge of US and Enterprise Capital reporting, stress testing, limit calibrations and capital actions.

The Manager will contribute and lead in the assessment of key capital risks through identification, control, and ongoing review.

Key Accountabilities

• Contribute to the buildout for the second line oversight of Capital Management, including the independent review and challenge of capital reporting, stress testing results, limit calibration, and capital actions.


• Act as a thought leader for the Independent Capital Risk Evaluation which includes a review of processes, procedures, and controls to ensure that the business, controls, and infrastructure functions are meeting risk management requirements.


• Provide leadership and analytical support in the identification and assessment of risks and make recommendations to better manage TD's Risk appetite.


• Take corrective action and recommend or implement changes to procedures, as required


• Act as a key liaison with business partners including TBSM, Front Office, second-line risk partners, and Internal Audit.


• Support established enterprise-wide risk escalation, review and approval processes, data management, policies and risk assessment processes.


• Lead or contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk and provide guidance for complex situations


• Ensure business operations are following applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)


• Oversee or lead the facilitation and/or implement actions and remediation plans to address risk and governance issues


• Keep abreast of emerging issues, trends, and evolving Capital regulatory requirements and assess potential impacts.


• Maintain a positive risk culture and work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues and points of interest

Job Requirements

• Undergraduate degree in Finance, Risk, Economics or related field


• 5+ years relevant experience in Capital, Risk, Treasury, Accounting/Finance or Audit preferred


• Demonstrated strong conceptual and analytical abilities and able to deal with ambiguity


• Familiarity with capital planning and stress testing regulations is an asset


• Strong internal control orientation


• Exceptional problem-solving and investigative skills


• Strong communication skills (both written and verbal), and able to present and make recommendations to senior management


• Effective interpersonal skills and able to establish productive relationships with different stakeholders.


• Ability to coordinate and prioritize multiple initiatives and meet tight deadlines

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec Only) Sans Objet