Financial Underwriter

Job Description

Founded in 2014, Spring Financial has spent the last 10 years simplifying the lending process for millions of Canadians providing a wide range of solutions to effectively manage various financial circumstances. In the process, weve become the largest fintech loan originator in the country with over 80,000 monthly applicants. Today, Spring offers personal lending, credit building, mortgages & savings products, and a growing range of financial services. To learn more about us please visit our website here: . Companys address and job location: 555 Burrard Street, suite 600, Vancouver, BC V7X 1M8 What we offer: Full-time position as a Financial Underwriter (40 hours per week); Salary: $80,000 annually (approximately $38.46 per hour); Extended health benefits, dental and vison coverage. What Youll Be Doing: As a Financial Underwriter, youll play a key role in assessing loan applications, evaluating risk, and ensuring compliance with lending policies and regulations. Job responsibilities: - Review, assess, and approve loan applications across multiple product lines. - Conduct financial and credit analyses to evaluate applicants creditworthiness and repayment capacity. - Ensure compliance with company policies, lending regulations, and underwriting standards. - Verify documentation and references to expedite loan approvals. - Prepare and issue loan documentation, contracts, and approval reports. - Identify discrepancies or incomplete information and recommend appropriate corrective action. - Participate in quality-control audits and contribute to improving underwriting standards and efficiency. - Monitor and report on trends, recurring issues, and training needs to the Department Manager. - Collaborate with Sales, Funding, and QA teams to resolve escalated or complex cases. Requirements: - Experience: 1-3 years in credit analysis, underwriting, or loan processing (preferably in consumer or fintech lending); - Education: Diploma or degree in finance, business administration, economics, or a related field; - Strong understanding of credit principles, financial ratios, and lending-compliance standards; - Proficiency in CRM and lending systems; advanced Excel or Google Sheets skills preferred; - Strong command of English, both written and verbal. How to Apply: Please send your up-to-date rsum to